One way our family has opted to keep our Christmas budget under control, especially since adopting all the boys, is to do the 4-Gift Christmas Challenge. The Challenge is simple…for each child, we purchase something they Want, something they Need, something to Wear and something to Read. It has been such a cost saver for us and each child gets a mix of presents we can feel good about giving.
I really cannot believe we are over a year into this journey. It feels like we just started. We still have the same excitement, the same passion for our vision for our future. Our “why” is big and requires some big moves. These quarterly updates fuel that fire. Speaking of big moves…
I did it! I retired my law practice.
One of the most important bits of advice I can give to anyone else who is trying to build wealth – pay off debt, save more…spend less…any of these things or all three. TRACK WHAT YOU ARE DOING! Why? because it is a loooooong road sometimes. There will be times when you are certain you are doing horribly and that you haven’t made any progress. Overspending, under-saving. But if you track and periodically come back to the numbers, you can see your progress and, I promise you, it’s not as bad as you think.