How to Have a Debt Free Christmas – The 4-Gift Christmas Challenge

One way our family has opted to keep our Christmas budget under control, especially since adopting all the boys, is to do the 4-Gift Christmas Challenge.  The Challenge is simple…for each child, we purchase something they Want, something they Need, something to Wear and something to Read.  It has been such a cost saver for us and each child gets a mix of presents we can feel good about giving. 

3rd Quarter Update – Our Net Worth Decreased and Why That's OK!

I really cannot believe we are over a year into this journey.  It feels like we just started.  We still have the same excitement, the same passion for our vision for our future.  Our “why” is big and requires some big moves.  These quarterly updates fuel that fire.  Speaking of big moves…
I did it! I retired my law practice.